Bring Your Own Card
Keep your cards. Add the accounting.
Connect Ramp, Amex, Chase, Capital One or any Visa or Mastercard business card. Every charge gets a receipt text, lands on the right property and syncs to your PMS and books.
Ramp
18 cardholders
Amex Business Gold
6 cards
Chase Ink
4 cards
Capital One Spark
3 cards
Works with the cards your team already carries
Plus any other Visa or Mastercard business card. Ramp connects in real time. See the Ramp integration →
Keep your rewards
Points and perks stay with your card program. The connection is read only.
Receipt texts on every card
Cardholders get a text link after each charge to add the receipt, property and work order task.
Cardholders matched automatically
Bank cardholder names are matched to your team so texts reach the right phone.
Pending and posted cleaned up
Each swipe is coded once, even when the bank reports it twice.
Default property per card
Building and on site cards allocate every charge to their property.
Same rules and sync
Every card follows the same accounting rules and syncs to your PMS and books.
How it works
Any card, the same receipt text.
- 1
Connect
Link your cards through your bank login, or connect Ramp directly. It takes a few minutes.
- 2
Swipe
Your team keeps using the cards they have. Nothing changes at the register.
- 3
Text
Each cardholder gets a link to add the receipt, property and work order task.
- 4
Sync
Coded charges post to owner statements and your operating books.
Accountable
Your Ramp card has been authorized for $86.40 at Home Depot. Here's a link to attach a receipt and other details.
Need more cards?
Issue Accountable cards to field staff.
Virtual and physical Visa® cards with daily limits, merchant controls and a default property. Use them alongside the cards you already have.
See Accountable cardsAccountable Visa® Commercial cards are powered by Stripe and issued by Celtic Bank. For commercial purposes only.
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Which cards can we connect?
Any business credit or debit card you can see in your bank's online portal, including American Express, Chase, Capital One, Citi, Bank of America, Wells Fargo and other Visa or Mastercard cards. Ramp connects directly in real time.
Can Accountable move money or change our cards?
No. Card connections are read only. We see transactions so we can text cardholders and code each charge.
How fast do charges show up?
Ramp and Accountable card charges arrive in real time. Bank connected cards arrive as soon as the bank reports them, usually within a day.
Can we mix our cards with Accountable cards?
Yes. Many teams keep their rewards cards for office spend and issue Accountable cards to field staff. Every card follows the same workflow.
Keep your cards. Close faster.
See your cards connected to your PMS and books in a 30 minute demo.
First month money-back guarantee