Security
Built to protect your funds and your owners' data.
Regulated partners hold the money. Encryption, permissions and approvals protect everything else.
Safeguarding funds
Eligible for FDIC pass-through insurance
USD balances in Accountable accounts can be eligible for FDIC pass-through insurance when requirements are met. See the disclosure below.
Regulated partners
Accountable partners with Stripe Payments Company for money transmission and account services, with funds held at Fifth Third Bank N.A., Member FDIC.
Fraud monitoring
Our partners monitor for suspicious activity, and our team reviews anything flagged.
Securing data
Encryption
Industry standard encryption protects your data in transit and at rest.
Card data stays with partners
We don't store card numbers. Card data stays with our PCI compliant partners.
Read only card connections
Ramp and bank connections are read only. We never change your card program.
Controlling access
Roles and permissions
Control what each person can see and do. Only people you choose can send payments.
Approvals
Multi step approvals on bills and payouts, with a full audit trail.
Secure text links
Each text link is unique to one transaction and expires.
Accountable (Hostfi Inc.) is a financial technology company, not a bank or a money transmitter. Accountable partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC. Accountable Visa® Commercial cards are powered by Stripe and issued by Celtic Bank. Stripe Issuing balances are provided in the US by Stripe Payments Company, licensed money transmitter, with funds held at Stripe bank partners, Members FDIC.
USD balances in Accountable financial accounts can be eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to 250,000 USD per depositor, per financial institution, for deposits held in the same ownership category. Neither Accountable (Hostfi Inc.) nor Stripe is an FDIC-insured institution, and the FDIC's deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.
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