Accountable Accounts

Operating & Trust Accounts

Open unlimited cashback accounts in just a few minutes with embedded features for easy payments, automated accounting, security, and control. Custom-built for VRMs.

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Accountable (Hostfi Inc.) is a financial technology company, not a bank. Accountable partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank, Member FDIC. Your accounts through Accountable (Hostfi Inc.) are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same type of account. Both Accountable (Hostfi Inc.) and our partner Stripe are not FDIC-insured institutions themselves. The FDIC's deposit coverage only protects against the failure of an FDIC-insured depository institution.

Features

Earn Cashback

Earn cashback on your operating and trust funds so you're maximizing your cash.

Pay Easily

Make same-day ACH and wire transfers and send mailed checks from your dashboard. Pay out vendors, owners, and employees easily.

Store Securely

Your funds are FDIC Pass-Through Insurance Eligible and stored at a regulated partner bank with Accountable information encrypted.

Reconcile Quickly

All your transactions can be synced to your PMS and operating accounting system and categorized with our accounting workflow automations.

Analyze Smarter

Split transactions by property and category. Search transactions or mix and match filters to drill deeper into your financial data.

No Minimums or Overdraft Fees

No balance requirements or fees for insufficient funds.

Hear from Our Customers

“Having Accountable’s nimble solution translates into better experiences for guests, homeowners and vendors. The goodwill we generate by paying owners promptly with Accountable’s same-day ACH builds loyalty.”

Navin Enand, Founder, B2 Vacations
Myrtle Beach, SC, 100+ properties

B2 Vacations
Myrtle Beach

Save up to hundreds of bookkeeping hours annually

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©2026 Accountable. Accountable (Hostfi Inc.) is a financial technology company, not a bank. Accountable partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC. Accountable Visa® Commercial cards are powered by Stripe and issued by Celtic Bank. Your accounts through Accountable (Hostfi Inc.) are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to $250,000 USD per depositor, per financial institution, for deposits held in the same type of account. Both Accountable (Hostfi Inc.) and our partner Stripe are not FDIC-insured institutions themselves. The FDIC's deposit coverage only protects against the failure of an FDIC-insured depository institution.